Home Equity Loans and Lines of Credit (HELOC)
Put the equity you have built up in your home to work with a Home Equity loan or a Home Equity Line of Credit (HELOC) from First Flight.
Put the equity you’ve built up in your home to work with a Home Equity loan or line of credit from First Flight. With low closing cost options, great rates and terms, you can use the equity in your home to pay for college tuition, debt consolidation, life expenses, or even a vacation. Our low rates and easy application process are ideal when considering home improvement projects such as a pool, kitchen remodeling, or room additions.
In select situations, First Flight offers some Home Equity options that can even be completed without a traditional appraisal which could save you time and money. Ask a First Flight Member Service Representative for more information to find out if your application might qualify.
Home Equity Lines of Credit
Borrow only what you need and pay it back over time at a rate that you can afford. Even if you don’t use it right now, it will be there when you need it later.
- No Closing Costs1
- Borrow up to 90% of the value of your home
- Revolving line of credit that allows future advances up to the approved credit limit
- Variable rate, fixed termInterest may be tax deductible3
Home Equity Loans
Finance big expenses at a low fixed rate and enjoy monthly payments that never change. Use our Mini Mortgage loan for various reasons – consolidate debt, home repairs, and more! Currently, we offer an option with no closing costs and financing up to 90% CLTV!2
- A low fixed rate for the entire term
- One time payout
- Fixed term
- No early repayment penalty
- Interest may be tax deductible3
Get started today
- Apply online
- Call us at 800-807-0766
- Visit a convenient, local financial center
- View lending rates
Other popular products
Boat Loans
Get on the water with competitive boat loans.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Refinancing options available
RV Loans
RVs, Campers and Travel Trailers. Purchase and refinancing options for your next adventure.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Competitive refinancing options available
Personal Loan (Unsecured)
Consolidate debt and manage major expenses with affordable, budgeted payments.
- Fixed rates for the life of your loan
- Expect quick, timely decisions
- No collateral is needed
Frequently asked questions:
Do I need to get approved for an auto loan before I find a car?
You are not required to get pre-approved before you find your vehicle. However, we have a very easy pre-approval option.
Do you finance private party purchases?
Yes, we finance dealer and private party auto sales.
What do you consider a new auto in order to qualify for "new auto" rates?
A new car is considered a car which is made in the current year, or one year prior of the current year.
Can you finance a car, which is 15 years old?
We do not finance commercial boats, limited charters, primary residences, house boats, fiberglass or metal-construction only boats.
Do you have a mileage cap on the auto sales you finance?
No, we do not have mileage cap.
What is your loan to value parameter for auto sales and refinances?
We finance up to 130% LTV.
What methodology is used for your vehicle valuations?
We use the JD Power Valuation methodology for auto valuations.
Do you sell warranty products?
Yes, we offer competitively-priced warranty and Gap products, which our specialists can walk you through during the loan process.
{acf_auto_loans_notes}