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  • Why First Flight?

    Welcome to First Flight Credit Union

    We offer personalized service, competitive products and services and reinvest in our local communities.

    Join today

    Call us or visit a branch.

    Mortgages

    15 year conforming as low as

    5.502%

    APR

    10 year conforming as low as

    5.535%

    APR

    Terms/Learn More

    Home Equity

    Fixed Equity Loan as low as

    6.48%

    APR

    Equity Access (HELOC) as low as

    7.77%

    APR

    Terms/Learn More

    Lot Loans

    10-Year Fixed Rate as low as

    7.576%

    APR

    Terms/Learn More

    Auto Loans

    New auto loans

    4.52%

    APR

    Used auto loans

    5.07%

    APR

    Terms/Learn More

    RV Loans

    New RV loans

    8.08%

    APR

    Used RV loans

    8.61%

    APR

    Terms/Learn More

    Boat Loans

    New boat loans

    6.33%

    APR

    Used boat loans

    6.84%

    APR

    Terms/Learn More

    Prestige Money Market

    Up to $49,999.99

    4.07%

    APY

    Above $50,000

    1.5%

    APY

    Terms/Learn More

    9 Month & 1 Year CDs

    9 month

    4.00%

    APY

    1 year

    3.90%

    APY

    Terms/Learn More

    18 Month CDs/IRAs

    18 month

    3.80%

    APY

    IRA

    3.80%

    APR

    Terms/Learn More

    Advanced Personal Loans

    Rates as low as

    25.00%

    APR

    Terms/Learn More

    Personal Loans (Unsecured)

    Rates as low as

    12.27%

    APR

    Terms/Learn More

    Personal Line of Equity

    Rates as low as

    7.77%

    APR

    Terms/Learn More

    Prestige Checking

    Dividend rate

    0.10%

    APY

    0.10%

    Learn MOre

    Everyday Checking

    Dividend rate

    0.00%

    APY

    0.00%

    Learn MOre

    Money Market Accounts

    Dividend rate

    0.10%

    APY

    0.10%

    Learn More

    Join First Flight and enjoy all the benefits of membership

    Whether you’re just starting out or settling down, you can count on the First Flight staff to support your goals and needs. 

    Join now

    Financial Literacy: Investing in Our Community.

    Financial habits form early, so First Flight frequently partners with schools to teach kids about saving and budgeting. Financial Literacy Programs like Junior Achievement help young people manage mock accounts, while elementary school initiatives use games to explain concepts like savings and interest. First Flight believes in supporting young audiences to instill lifelong money management skills.

    Learn More
    Digital Banking

    Digital Banking Brings the Credit Union to You

    Bank on the go whenever you want from wherever you are. With First Flight’s mobile banking applications, you can access and manage your accounts anytime, anywhere from your phone or tablet. Simply download one of our apps to start banking from the palm of your hand. And when you need personalized service, you can call Member Support our stop by our branches.

    REgister for Digital Banking

    Carolina Women's Collective

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    Military Community Support

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    Habitat for Humanity

    Read More »

    Junior Achievement

    Read More »

    Local Chambers of Commerce

    Read More »

    In the News

    Carteret County News-Times Outlook 2025 features First Flight Women Leading the Way

    Read More »

    Carolina Women’s Collective Podcast

    Read More »
    Triangle Business Journal

    Discover the Triangle’s fastest-growing credit unions by deposits

    Read More »

    First Flight Federal Credit Union names Tabitha Allen President/CEO Successor

    Read More »

    We love hearing from our members

    Recent Member Feedback

    First Flight serves its Members across their life and financial milestones

    First Savings Account

    "First Flight's Young Savers accounts and Learn-To-Earn program are a great way for me to teach my kids the value of saving starting at an early age."

    Jennifer
    Member & Young Savers Parent

    Young Savers

    First Auto Loan

    "I purchased my first vehicle financed with a loan from First Flight. The friendly staff worked with me to find a rate that was one of the best in the marketplace."

    Brian
    Member

    First Auto Loan

    First Home Purchase

    "We were thrilled to close on the purchase of our new home with a loan with First Flight. Our Mortgage Specialist was extremely knowledgeable and took care of us throughout the process."

    Marcus & Tracy 
    Members

    First Home Purchase