Welcome to First Flight Credit Union
We offer personalized service, competitive products and services and reinvest in our local communities.
Home Equity
Fixed Equity Loan as low as
6.48%
APR
Equity Access (HELOC) as low as
7.77%
APR
Boat Loans
New boat loans
6.33%
APR
Used boat loans
6.84%
APR
Prestige Money Market
Up to $49,999.99
4.07%
APY
Above $50,000
1.5%
APY
9 Month & 1 Year CDs
9 month
4.00%
APY
1 year
3.90%
APY
18 Month CDs/IRAs
18 month
3.80%
APY
IRA
3.80%
APR
Advanced Personal Loans
Rates as low as
25.00%
APR
Personal Loans (Unsecured)
Rates as low as
12.27%
APR
Personal Line of Equity
Rates as low as
7.77%
APR
Prestige Checking
Dividend rate
0.10%
APY
0.10%
Everyday Checking
Dividend rate
0.00%
APY
0.00%
Money Market Accounts
Dividend rate
0.10%
APY
0.10%
APR = Annual Percentage Rate; APY = Annual Percentage Yield

Join First Flight and enjoy all the benefits of membership
Whether you’re just starting out or settling down, you can count on the First Flight staff to support your goals and needs.
Join nowFinancial Literacy: Investing in Our Community.
Financial habits form early, so First Flight frequently partners with schools to teach kids about saving and budgeting. Financial Literacy Programs like Junior Achievement help young people manage mock accounts, while elementary school initiatives use games to explain concepts like savings and interest. First Flight believes in supporting young audiences to instill lifelong money management skills.
Learn More

Digital Banking Brings the Credit Union to You
Bank on the go whenever you want from wherever you are. With First Flight’s mobile banking applications, you can access and manage your accounts anytime, anywhere from your phone or tablet. Simply download one of our apps to start banking from the palm of your hand. And when you need personalized service, you can call Member Support our stop by our branches.
REgister for Digital BankingMilitary Community Support
Read More »Habitat for Humanity
Read More »Junior Achievement
Read More »Local Chambers of Commerce
Read More »In the News

Carteret County News-Times Outlook 2025 features First Flight Women Leading the Way
Read More »


First Flight Federal Credit Union names Tabitha Allen President/CEO Successor
October 2, 2023
Read More »We love hearing from our members
Recent Member Feedback
First Flight serves its Members across their life and financial milestones
First Savings Account
"First Flight's Young Savers accounts and Learn-To-Earn program are a great way for me to teach my kids the value of saving starting at an early age."
Jennifer
Member & Young Savers Parent

First Auto Loan
"I purchased my first vehicle financed with a loan from First Flight. The friendly staff worked with me to find a rate that was one of the best in the marketplace."
Brian
Member

First Home Purchase
"We were thrilled to close on the purchase of our new home with a loan with First Flight. Our Mortgage Specialist was extremely knowledgeable and took care of us throughout the process."
Marcus & Tracy
Members




