Other popular products
Auto Loans
Competitive auto rates with terms that work – on your terms.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Refinancing options available
Personal Loan (Unsecured)
Consolidate debt and manage major expenses with affordable, budgeted payments.
- Fixed rates for the life of your loan
- Expect quick, timely decisions
- No collateral is needed
Personal Equity Line
Consolidate debt. Manage large planned and unexpected expenses with budgeted payments.
- Fixed rates for the life of your loan
- Expect quick, timely decisions
- No collateral is needed
Frequently asked questions:
How long do I need to be a member before I can apply for a personal (unsecured loan) with First Flight?
The primary borrower must be a Member for at least 90 days and have an account in good standing. Business accounts are not eligible at this time.
Will there be a credit check during the loan process?
Credit is not pulled at the time of loan application or approval. Payment activity is reported to appropriate credit agencies and can impact your credit score.
**What qualifications and credit score requirements are needed to apply for an Advanced Personal Loan?
We do not finance commercial boats, limited charters, primary residences, house boats, fiberglass or metal-construction only boats.
How much can I borrow with and Advanced Loan?
Loan amounts up to $2,000 are based on Member’s direct deposits over 61-day period before application.
When will I received the funds into my account?
Advance Loan funds will be deposited into your First Flight account upon approval.
Is there an application fee?
Yes, there is a $20 application fee.
*Membership eligibility required. Must be a Member for at least 90 days, with qualifying direct deposit within 61 days, and account in good standing. Terms and Conditions apply. First Flight Federal Credit Union reserves the right to end or change advance loans at any time. **Minimum loan amount of $200 and Maximum loan amount of $2,000 based on Member’s direct deposits over 61 days period before application. APR (Annual Percentage Rate) will be 25% for all loans, and all applications carry a $20 application fee. ***Terms up to 12 months based on amount of loan. ****Credit report is not pulled at time of application, but loan payment and payoff information is reported to applicable credit agencies. Payments auto-debited from your First Flight Checking account. Payment and payoff activity can impact borrower’s credit score. Speak with a First Flight representative for full offer details. Federally Insured by the NCUA. Equal Housing Lender.