IRA Retirement Accounts
Buying or refinancing? We’ll help make your decisions easier.
First Flight has IRA options for you, including:
Roth IRA
Roth IRAs offer exciting savings opportunities, and they’ve gotten better over the years. Roth IRAs give Members an easy and safe way to plan for the future.
Traditional IRA
A Traditional IRA brings you significant up-front tax advantages, and with less money taken out for taxes, the power of compound earnings is strengthened. Earnings accumulate tax-deferred, contributions are tax-deductible if you qualify, and the amount you can contribute is increasing.
Coverdell Education Savings Account (ESA)
Give a child you love the gift of education. Escalating costs of higher education can make the dream of college seem out of reach for many. A Coverdell Education Savings Account can be used to pay for qualified elementary and secondary education expenses, earnings grow tax-free if distributions are used for qualified education expenses
Give a child you love the gift of education. Escalating costs of higher education can make the dream of college seem out of reach for many. A Coverdell Education Savings Account can be used to pay for qualified elementary and secondary education expenses, earnings grow tax-free if distributions are used for qualified education expenses
IRA Share Products
Term | Dividend Rate | APY |
|---|---|---|
12 Months | 3.80% | 3.87% |
18 Months | 3.70% | 3.76% |
24 Months | 3.70% | 3.76% |
36 Months | 3.40% | 3.45% |
Early withdrawal penalties may apply and reduce earnings. Minimum deposit to earn stated dividends is $100.
Traditional IRA Certificates
Opening deposit between $500 – $9,999.99
Term | Dividend Rate | APY |
|---|---|---|
12 Months | 3.80% | 3.87% |
18 Months | 3.70% | 3.76% |
24 Months | 3.70% | 3.76% |
36 Months | 3.40% | 3.45% |
48 Months | 3.15% | 3.20% |
60 Months | 3.15% | 3.20% |
Opening deposit of $10,000.00 and above
Term | Dividend Rate | APY |
|---|---|---|
12 Months | 3.90% | 3.97% |
18 Months | 3.80% | 3.87% |
24 Months | 3.80% | 3.87% |
36 Months | 3.50% | 3.56% |
48 Months | 3.25% | 3.30% |
60 Months | 3.25% | 3.30% |
Early withdrawal penalties may apply and reduce earnings.
Other popular products
Boat Loans
Get on the water with competitive boat loans.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Refinancing options available
RV Loans
RVs, Campers and Travel Trailers. Purchase and refinancing options for your next adventure.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Competitive refinancing options available
Personal Loan (Unsecured)
Consolidate debt and manage major expenses with affordable, budgeted payments.
- Fixed rates for the life of your loan
- Expect quick, timely decisions
- No collateral is needed
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