Personal Savings Accounts
Buying or refinancing? We’ll help make your decisions easier.
Personal Savings Accounts
All First Flight Members hold a Standard Share Savings Account as their foundational Membership account. Access to your account is easy via online, mobile, ATMs, telephone and in person at all First Flight branches.
- Minimum deposit of $25 to open account
- Dividends are calculated on balances of $25 or more and are paid and compounded monthly
- Free access to online banking
- Six electronic withdrawals allowed per month, penalty free
- Account can be set up as an overdraft account for your First Flight Checking account
- Borrow against your balance for debt consolidation, medical expenses, etc
*Rates and fees may change after account is opened.
Young Savers Accounts
Teach kids and young adults the value of saving with this interactive youth savings account.
- Minimum deposit of $25 to open
- Free online banking access
- Six no-fee electronic withdrawals allowed per month
- Access funds at ATMs throughout the country
*Rates may change after account is opened. Minimum balance of $5.00 must be maintained to earn dividends.
Goal Savers
Save all year for your personal goals via a Goal Savers account.
- Minimum deposit of $1 to open
- Watch your savings grow throughout the year
- Six electronic withdrawals allowed per month, penalty free
- Transfer funds on the go using your mobile device
*Rates are effective as of 4/1/2025 and are subject to change without notice.
Other popular products
Boat Loans
Get on the water with competitive boat loans.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Refinancing options available
RV Loans
RVs, Campers and Travel Trailers. Purchase and refinancing options for your next adventure.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Competitive refinancing options available
Personal Loan (Unsecured)
Consolidate debt and manage major expenses with affordable, budgeted payments.
- Fixed rates for the life of your loan
- Expect quick, timely decisions
- No collateral is needed
Frequently asked questions:
Do I need to get approved for an auto loan before I find a car?
You are not required to get pre-approved before you find your vehicle. However, we have a very easy pre-approval option.
Do you finance private party purchases?
Yes, we finance dealer and private party auto sales.
What do you consider a new auto in order to qualify for "new auto" rates?
A new car is considered a car which is made in the current year, or one year prior of the current year.
Can you finance a car, which is 15 years old?
We do not finance commercial boats, limited charters, primary residences, house boats, fiberglass or metal-construction only boats.
Do you have a mileage cap on the auto sales you finance?
No, we do not have mileage cap.
What is your loan to value parameter for auto sales and refinances?
We finance up to 130% LTV.
What methodology is used for your vehicle valuations?
We use the JD Power Valuation methodology for auto valuations.
Do you sell warranty products?
Yes, we offer competitively-priced warranty and Gap products, which our specialists can walk you through during the loan process.
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