Other popular products
Boat Loans
Get on the water with competitive boat loans.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Refinancing options available
RV Loans
RVs, Campers and Travel Trailers. Purchase and refinancing options for your next adventure.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Competitive refinancing options available
Personal Loan (Unsecured)
Consolidate debt and manage major expenses with affordable, budgeted payments.
- Fixed rates for the life of your loan
- Expect quick, timely decisions
- No collateral is needed
Other popular products
Boat Loans
Get on the water with competitive boat loans.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Refinancing options available
RV Loans
RVs, Campers and Travel Trailers. Purchase and refinancing options for your next adventure.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Competitive refinancing options available
Personal Loan (Unsecured)
Consolidate debt and manage major expenses with affordable, budgeted payments.
- Fixed rates for the life of your loan
- Expect quick, timely decisions
- No collateral is needed
Frequently asked questions:
Do I need to get approved for an auto loan before I find a car?
You are not required to get pre-approved before you find your vehicle. However, we have a very easy pre-approval option.
Do you finance private party purchases?
Yes, we finance dealer and private party auto sales.
What do you consider a new auto in order to qualify for "new auto" rates?
A new car is considered a car which is made in the current year, or one year prior of the current year.
Can you finance a car, which is 15 years old?
We do not finance commercial boats, limited charters, primary residences, house boats, fiberglass or metal-construction only boats.
Do you have a mileage cap on the auto sales you finance?
No, we do not have mileage cap.
What is your loan to value parameter for auto sales and refinances?
We finance up to 130% LTV.
What methodology is used for your vehicle valuations?
We use the JD Power Valuation methodology for auto valuations.
Do you sell warranty products?
Yes, we offer competitively-priced warranty and Gap products, which our specialists can walk you through during the loan process.
- Appraisal fees and title-settlement fees will be reimbursed. These fees are only reimbursed if loan is approved and disbursed. During the loan process, First Flight will apply a minimum $1,000 lender credit towards borrower closing costs and waive the origination 1 % fee. Once final closing costs are verified, additional lender credits will be applied to offset any additional closing costs, if applicable. Such Lender Credits (not including the waived 1 % origination fee) are not to exceed $3,000. Rate buy downs are not available on this promotion. No minimum loan amount. Promotional offer is not available to home equity loans or lines. Approval based on credit history, loan amount to collateral value, and other factors. Rates are subject to change without notice. Membership required. Property Taxes, insurance and interim interest will be paid by the Member. Hazard insurance required on all loans secured by real property. Flood insurance may be required. Other Terms may apply.
- Not available on refinances of mortgages currently held at First Flight.ber 31, 2025 and is subject to change without notice. Insured by the NCUA. Equal Housing Lender.