For a limited time, First Flight Federal Credit Union is offering to beat your current Auto Loan rate by at least 0.25%1 and pay you $1002 when you refinance your auto loan with us.
APR = Annual Percentage Rate. Approval based on credit history, loan amount to collateral value, and other factors.
1. Refinance rate not to go below 4.35% (First Flight’s best rate at time of offer). For example, for an $1,000 loan at 4.35% APR over an 48-month term, the estimated monthly payment is $32.74. APR could change depending on terms. Repayment period up to 84 months.
2. To receive the $100 incentive, auto loan must be approved and disbursed. Offer only applies to auto loan business, which is not currently held at First Flight. Loan must be refinanced from another financial institution to receive the $100 pay out. Proof of current rate may be required. $100 will be paid to Member at loan closing as a transfer to their Membership share or checking account.
Offer expires August 31, 2025 and is subject to change without notice. Insured by the NCUA. Equal Housing Lender.
Other popular products
Boat Loans
Get on the water with competitive boat loans.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Refinancing options available
RV Loans
RVs, Campers and Travel Trailers. Purchase and refinancing options for your next adventure.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Competitive refinancing options available
Personal Loan (Unsecured)
Consolidate debt and manage major expenses with affordable, budgeted payments.
- Fixed rates for the life of your loan
- Expect quick, timely decisions
- No collateral is needed
Frequently asked questions:
Do I need to get approved for an auto loan before I find a car?
You are not required to get pre-approved before you find your vehicle. However, we have a very easy pre-approval option.
Do you finance private party purchases?
Yes, we finance dealer and private party auto sales.
What do you consider a new auto in order to qualify for "new auto" rates?
A new car is considered a car which is made in the current year, or one year prior of the current year.
Can you finance a car, which is 15 years old?
We do not finance commercial boats, limited charters, primary residences, house boats, fiberglass or metal-construction only boats.
Do you have a mileage cap on the auto sales you finance?
No, we do not have mileage cap.
What is your loan to value parameter for auto sales and refinances?
We finance up to 130% LTV.
What methodology is used for your vehicle valuations?
We use the JD Power Valuation methodology for auto valuations.
Do you sell warranty products?
Yes, we offer competitively-priced warranty and Gap products, which our specialists can walk you through during the loan process.
Membership required. APY = Annual Percentage Yield. Rates are effective as of 8/27/2025 and are subject to change without notice. 1:$10 monthly fee for Prestige Checking is waived with Direct Deposit or $500 average monthly account balance. 2: First Flight Federal Credit Union charges $2 per non-First Flight ATM transaction, which is waived on Prestige Checking Accounts. Members are responsible for fees charged by the ATM-operator.
Note: First Flight also offers a checking account option to applicants who do not qualify for a standard checking account. Please speak with our friendly staff or Member support to learn more about a First Flight Fresh Start Checking Account.