Checking accounts that offer the balance of convenience, service and flexibility
All accounts include a Debit Card and Online Banking
Join TodayFirst Flight offers checking account options to meet your financial needs.
Below are the available checking accounts along with their key features:
- Everyday Checking: A simple and easy-to-navigate checking account with no monthly account fee and no minimum balance requirement. First Flight will waive our $2 fee on two non-First Flight ATM transactions, monthly.
- Prestige Checking: An interest-bearing checking account with plenty of perks – fees waived on all non-First Flight ATM transactions, no fee for wires, checks, or paper statements. The monthly $10 account fee can be waived by setting up direct deposit to your account or maintaining an average daily balance of $500 in your checking account.
Everyday Checking | Prestige Checking | |
|---|---|---|
Initial funding | $10 | $10 |
Monthly fee | $0 | $10 (can be waived) |
Dividends | – | 0.10% APY (on total balance) |
Non-First Flight ATM fees | 2 waived per month | None |
Check fees | Yes | No |
Wire Transfer fees | Yes | No |
Paper Statement fees | Yes (waived for digital) | No |
Other popular products
Boat Loans
Get on the water with competitive boat loans.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Refinancing options available
RV Loans
RVs, Campers and Travel Trailers. Purchase and refinancing options for your next adventure.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Competitive refinancing options available
Personal Loan (Unsecured)
Consolidate debt and manage major expenses with affordable, budgeted payments.
- Fixed rates for the life of your loan
- Expect quick, timely decisions
- No collateral is needed
Frequently asked questions:
Do I need to get approved for an auto loan before I find a car?
You are not required to get pre-approved before you find your vehicle. However, we have a very easy pre-approval option.
Do you finance private party purchases?
Yes, we finance dealer and private party auto sales.
What do you consider a new auto in order to qualify for "new auto" rates?
A new car is considered a car which is made in the current year, or one year prior of the current year.
Can you finance a car, which is 15 years old?
We do not finance commercial boats, limited charters, primary residences, house boats, fiberglass or metal-construction only boats.
Do you have a mileage cap on the auto sales you finance?
No, we do not have mileage cap.
What is your loan to value parameter for auto sales and refinances?
We finance up to 130% LTV.
What methodology is used for your vehicle valuations?
We use the JD Power Valuation methodology for auto valuations.
Do you sell warranty products?
Yes, we offer competitively-priced warranty and Gap products, which our specialists can walk you through during the loan process.
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