Can we have a headline here?
First Flight offers a low, fixed-rate loan option to purchase vacant, residentially-zoned lots located in North Carolina. Whether you are planning a location for a future home or looking to purchase a location for your manufactured or park model home, First Flight Federal Credit Union can assist you.
First Flight Lot Loans are available for lots up to 5.0 acres in size with loan amounts up to $500,000. The Loan amount can be up to (the lesser of) 75% of purchase price or appraised value.
Apply NowIf you would like to learn more before applying, please reach out to our friendly staff at First Flight to help you navigate the process.
Other popular products
Boat Loans
Get on the water with competitive boat loans.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Refinancing options available
RV Loans
RVs, Campers and Travel Trailers. Purchase and refinancing options for your next adventure.
- Purchase from a dealer or private seller
- Efficient approvals and personalized service
- Competitive refinancing options available
Personal Loan (Unsecured)
Consolidate debt and manage major expenses with affordable, budgeted payments.
- Fixed rates for the life of your loan
- Expect quick, timely decisions
- No collateral is needed
Frequently asked questions:
Do I need to get approved for an lot loan before I find a lot?
No, you do not need to get approved for a lot loan before you find your desired lot. However, we are happy to speak to you beforehand.
What is the maximum amount of the Lot Loan?
The maximum amount is $500,000.
Is the rate variable?
No, First Flight’s rate is a 10-year fixed product.
Does the Lot need to be zoned for residential?
Yes
**Payment Example: 120 monthly payments of $11.61 per $1,000.00 borrowed. Please speak with a First Flight representative for full details. Federally insured by NCUA. Equal Housing Lender.